Selamat Idul Fitri 1429 H

Beberapa hari lagi Lebaran tiba....mungkin sebagian dari kita siap-siap untuk mudik ke kampung halaman atau untuk yang memutuskan berlebaran di Jakarta udah belanja keperluan untuk lebaran...

Apa pun itu mari sejenak kita lupakan kesibukan kerja di Jakarta....kita sambut Idul Fitri nan suci... MOHON MAAF ATAS SEGALA KEKHILAFAN... SEMOGA PUASA KITA DITERIMA OLEH ALLAH SWT...AMIN...AMIN...YAA....ROBBAL ALAMIN....

Penggunaan Kartu Kredit secara Bijak

Saat ini sepertinya sudah jamak orang mempunyai kartu kredit, apalagi buat pekerja yang hidup di Jakarta atau kota-kota besar lainnya. Hanya saja tidak setiap orang mampu mengelola penggunaan kartu kreditnya secara bijak. Dan akhirnya harus menghadapi tagihan Debt Collector dari Bank penerbit kartu kredit.

Teman kosku pernah mengalami hal ini yaitu harus menghadapi tagihan2 dari para Debt Collector. Temanku itu mempunyai 4 kartu kredit dari 4 Bank yang berbeda, dengan penggunaan maksimum dan minimum payment setiap bulannya. Sampai akhirnya dia datang ke kamarku untuk minta saran apa yang sebaiknya dia lakukan. Saat dia minta saran aku belum punya kartu kredit...aneh ya hehehehe.....minta saran sama orang yang gak punya kartu kredit :D

Aku saranin ke temenku itu untuk meminjam uang ke perusahaan tempat dia kerja atau mengambil tawaran transfer balance dari Bank yang menawarkan bunga rendah atau bunga 0%.... terus bayar semua tagihan kartu kredit setelah itu tutup kartu kredit sisakan 1 atau 2 kartu kredit dengan bunga paling rendah dan mempunyai tawaran2 yang menarik. Dan akhirnya temenku itu bebas dari jeratan hutang kartu kredit.

Tips - tips berkaitan dengan kartu kredit:

1. Jangan mudah tergiur dengan tawaran sales kartu kredit yang memberi iming2 hadiah misal boneka, hp, voucher belanja dll. Kalau memang kita tidak butuh kartu kredit tersebut jangan apply.
2. Boleh punya kartu kredit tapi jangan menjadi konsumtif karena kartu kredit.
3. Ambil kartu kredit dengan bunga rendah dan banyak tawaran2 menarik, misal buy 1 get 1 free, kredit dengan bunga 0% dan lain-lain. Sebaiknya maksimal punya 2 kartu kredit saja, biar kita gak tambah pusing dengan penggunaannya.
4. Gunakan kartu kredit untuk hal-hal yang benar-benar urgent, misal: Belanja bulanan (sebelumnya daftar belanjaan harus dicatat ya biar gak bengkak), bayar uang muka Rumah Sakit (keadaan darurat), pesan tiket pesawat secara online dll.
5. Bayar tagihan kartu kredit secara full setiap bulannya, anggap aja kita belanja secara tunai. Sehingga kita tidak kena beban bunga. Sebelum menggunakan kartu kredit pikirkan kemampuan kita membayar tagihannya pada saat jatuh tempo jangan sampai hanya melakukan minimum payment karena kita akan terjerat hutang kartu kredit kalau itu yang kita lakukan. INGAT!!! bunga kartu kredit rata2 42% per tahun jadi bayangkan alangkah besarnya uang yang harus kita bayarkan untuk hutang yang terus berbunga. Kalaupun kita mau membayar secara bertahap karena membeli suatu barang, carilah store yang menawarkan fasilitas cicilan 6 atau 12 bulan dengan bunga 0% atau bisa juga dengan menelpon bank yang mengeluarkan kartu kredit untuk mengambil fasilitas cicilan tetap bisa 3, 6 atau 12 bulan (dan bunganya jauh lebih murah daripada kalau kita membayar bunga karena minimum payment). Sekedar informasi untuk cicilan tetap ini bunga kartu kredit BCA lebih rendah daripada kartu kredit Citibank (Easy Pay).

Kesimpulannya: Pergunakan kartu kredit secara bijak, karena kartu kredit itu bukanlah tambahan dana untuk penggunanya.


by Nana

Twelve Tips for Team Building: How to Build Succesful Work Teams

From Susan M. Heathfield,
Your Guide to Human Resources.
FREE Newsletter. Sign Up Now!

How to Make Teams Effective

People in every workplace talk about building the team, working as a team, and my team, but few understand how to create the experience of team work or how to develop an effective team. Belonging to a team, in the broadest sense, is a result of feeling part of something larger than yourself. It has a lot to do with your understanding of the mission or objectives of your organization. In a team-oriented environment, you contribute to the overall success of the organization. You work with fellow members of the organization to produce these results. Even though you have a specific job function and you belong to a specific department, you are unified with other organization members to accomplish the overall objectives. The bigger picture drives your actions; your function exists to serve the bigger picture. You need to differentiate this overall sense of teamwork from the task of developing an effective intact team that is formed to accomplish a specific goal. People confuse the two team building objectives. This is why so many team building seminars, meetings, retreats and activities are deemed failures by their participants. Leaders failed to define the team they wanted to build. Developing an overall sense of team work is different from building an effective, focused work team when you consider team building approaches.

Twelve Cs for Team Building

Executives, managers and organization staff members universally explore ways to improve business results and profitability. Many view team-based, horizontal, organization structures as the best design for involving all employees in creating business success. No matter what you call your team-based improvement effort: continuous improvement, total quality, lean manufacturing or self-directed work teams, you are striving to improve results for customers. Few organizations, however, are totally pleased with the results their team improvement efforts produce. If your team improvement efforts are not living up to your expectations, this self-diagnosing checklist may tell you why. Successful team building, that creates effective, focused work teams, requires attention to each of the following.

• Clear Expectations: Has executive leadership clearly communicated its expectations for the team’s performance and expected outcomes? Do team members understand why the team was created? Is the organization demonstrating constancy of purpose in supporting the team with resources of people, time and money? Does the work of the team receive sufficient emphasis as a priority in terms of the time, discussion, attention and interest directed its way by executive leaders?

• Context: Do team members understand why they are participating on the team? Do they understand how the strategy of using teams will help the organization attain its communicated business goals? Can team members define their team’s importance to the accomplishment of corporate goals? Does the team understand where its work fits in the total context of the organization’s goals, principles, vision and values?

• Commitment: Do team members want to participate on the team? Do team members feel the team mission is important? Are members committed to accomplishing the team mission and expected outcomes? Do team members perceive their service as valuable to the organization and to their own careers? Do team members anticipate recognition for their contributions? Do team members expect their skills to grow and develop on the team? Are team members excited and challenged by the team opportunity?

• Competence: Does the team feel that it has the appropriate people participating? (As an example, in a process improvement, is each step of the process represented on the team?) Does the team feel that its members have the knowledge, skill and capability to address the issues for which the team was formed? If not, does the team have access to the help it needs? Does the team feel it has the resources, strategies and support needed to accomplish its mission?

• Charter: Has the team taken its assigned area of responsibility and designed its own mission, vision and strategies to accomplish the mission.

• Has the team defined and communicated its goals; its anticipated outcomes and contributions; its timelines; and how it will measure both the outcomes of its work and the process the team followed to accomplish their task? Does the leadership team or other coordinating group support what the team has designed?

• Control: Does the team have enough freedom and empowerment to feel the ownership necessary to accomplish its charter? At the same time, do team members clearly understand their boundaries? How far may members go in pursuit of solutions? Are limitations (i.e. monetary and time resources) defined at the beginning of the project before the team experiences barriers and rework? Is the team’s reporting relationship and accountability understood by all members of the organization? Has the organization defined the team’s authority? To make recommendations? To implement its plan? Is there a defined review process so both the team and the organization are consistently aligned in direction and purpose? Do team members hold each other accountable for project timelines, commitments and results? Does the organization have a plan to increase opportunities for self-management among organization members?

• Collaboration: Does the team understand team and group process? Do members understand the stages of group development? Are team members working together effectively interpersonally? Do all team members understand the roles and responsibilities of team members? team leaders? team recorders? Can the team approach problem solving, process improvement, goal setting and measurement jointly? Do team members cooperate to accomplish the team charter? Has the team established group norms or rules of conduct in areas such as conflict resolution, consensus decision making and meeting management? Is the team using an appropriate strategy to accomplish its action plan?

• Communication: Are team members clear about the priority of their tasks? Is there an established method for the teams to give feedback and receive honest performance feedback? Does the organization provide important business information regularly? Do the teams understand the complete context for their existence? Do team members communicate clearly and honestly with each other? Do team members bring diverse opinions to the table? Are necessary conflicts raised and addressed?

• Creative Innovation: Is the organization really interested in change? Does it value creative thinking, unique solutions, and new ideas? Does it reward people who take reasonable risks to make improvements? Or does it reward the people who fit in and maintain the status quo? Does it provide the training, education, access to books and films, and field trips necessary to stimulate new thinking?

• Consequences: Do team members feel responsible and accountable for team achievements? Are rewards and recognition supplied when teams are successful? Is reasonable risk respected and encouraged in the organization? Do team members fear reprisal? Do team members spend their time finger pointing rather than resolving problems? Is the organization designing reward systems that recognize both team and individual performance? Is the organization planning to share gains and increased profitability with team and individual contributors? Can contributors see their impact on increased organization success?

• Coordination: Are teams coordinated by a central leadership team that assists the groups to obtain what they need for success? Have priorities and resource allocation been planned across departments? Do teams understand the concept of the internal customer—the next process, anyone to whom they provide a product or a service? Are cross-functional and multi-department teams common and working together effectively? Is the organization developing a customer-focused process-focused orientation and moving away from traditional departmental thinking?

• Cultural Change: Does the organization recognize that the team-based, collaborative, empowering, enabling organizational culture of the future is different than the traditional, hierarchical organization it may currently be? Is the organization planning to or in the process of changing how it rewards, recognizes, appraises, hires, develops, plans with, motivates and manages the people it employs? Does the organization plan to use failures for learning and support reasonable risk? Does the organization recognize that the more it can change its climate to support teams, the more it will receive in pay back from the work of the teams?

Spend time and attention on each of these twelve tips to ensure your work teams contribute most effectively to your business success. Your team members will love you, your business will soar, and empowered people will "own" and be responsible for their work processes. Can your work life get any better than this?

Resep Masakan serba Ayam

Tadi pagi terima email dari temen kantor isi emailnya tentang berbagai resep masakan yang berbahan dasar ayam. yah kali aja ada temen2 yang berminat mencontek resep2 ini :)

Ayam Goreng Tepung

Kontributor: Odilia Winneke

detikFood - , Jika bosan ayam goreng tepung ala Amerika, cobalah ayam goreng tepung gaya oriental ini. Adonan tepung dan telur ini membuat ayam jadi gurih dan lembut. Boleh disajikan dengan mayones atau saus cabai botolan. Bahkan si kecilpun akn menyukai ayam goreng ini.

Bahan:

300 g dgaing ayam tanpa kulit dan tulang, potong 3x3 cm
1 siung bawang putih, parut
minyak goreng

Pencelup:
1 butir telur ayam
100 ml air
1 sdt garam
½ sdt merica bubuk
100 g tepung terigu

Cara membuat:
Lumuri potongan ayam dengan bawang putih hingga rata.
Celupkan tiap potongan ayam dalam adonan pencelup.
Goreng dalam minyak panas dan banyak hingga kuning keemasan dan kering.
Angkat dan tiriskan.
Sajikan hangat.

Untuk 4 orang

Ayam Panggang Jeruk Madu

Kontributor: Odilia Winneke

detikFood - Jakarta,

Dengan sedikit tambahan kulit jeruk parut dan air jeruk, rasa ayam panggang ini lebih segar dan unik. Rasanya makin sedap jika dipanggang di atas bara api arang. Sajikan selagi hangat dengan salad sayuran atau nasi putih.

Bahan:
2 buah dada ayam

Bumbu, aduk rata:
1 sdm minyak sayur
2 sdm madu
1 siung bawang putih, parut
1 sdm kecap manis
1 sdt kulit jeruk manis parut
1 sdm air jeruk manis

Cara membuat:

• Buang tulang dan kulit dada ayam. Potong masing-masing menjadi 4 bagian.
• Lumuri potongan dada ayam dengan Bumbu hingga rata. Diamkan selama 1 jam.
• Panggang ayam di atas panggangan (di atas bara api) atau panggang dalam oven, sambil sekali-sekali olesi sisa bumbu hingga kedua sisinya matang.
• Angkat dan sajikan hangat.

Untuk 4 orang

Ayam Ungkep Bakar

Kontributor: Odilia Winneke

Ayam berbumbu komplet ini boleh saja jadi sajian istimewa saat pesta. Dimasak bersama bumbu hingga lunak lalu dibakar hingga aromanya sangat harum. Bisa disantap dengan lalap atau selada sayuran.

Bahan:

1 ekor ayam buras, potong 4 bagian
1 lembar daun salam
2 lembar daun jeruk purut
1 liter air kelapa
1 sdm margarin, lelehkan

Haluskan:

5 butir bawang merah
3 siung bawang putih
2 butir kemiri
1 sdt merica butiran
1 sdt ketumbar
¼ sdt jintan
½ sdt terasi goreng
1 sdt garam
1 sdt gula pasir

Cara membuat:

• Cuci ayam hingga bersih, tiriskan.
• Didihkan air kelapa bersama bumbu halus, daun jeruk, dan daun salam.
• Masukkan potongan ayam. Masak dengan api kecil hingga bumbu meresap dan ayam lunak. Angkat ayam. Dinginkan.
• Bakar di atas bara api sambil olesi margarin cair dan balik-balik hingga kering dan kecokelatan kedua sisinya.
• Angkat. Sajikan hangat dengan lalap sayuran.

Untuk 4 orang

Steak Ayam

Kontributor: Odilia Winneke

Bahan:
2 buah dada ayam
1 sdm minyak sayur
½ sdt merica bubuk
½ sdt garam
2 sdm mentega

Saus: 1 sdm margarin 1 siung bawang putih, cincang 25 g bawang Bombay, cincang 1 sdm tepung terigu 150 ml kaldu ayam 2 sdm saus Inggris/saus BBQ 1 sdm kecap manis ½ sdt merica hitam butiran, memarkan 1 sdt garam

Pelengkap: Kentang goreng Setup sayuran

Cara membuat:

• Buang tulang dan kulit ayam. Pukul-pukul daging dada ayam dengan pemukul daging hingga agak pipih.Lumuri dengan merica, minyak, dan garam hingga rata. Diamkan selama 30 menit.
• Lumuri dengan merica, minyak, dan garam hingga rata. Diamkan selama 30 menit
• Panaskan mentega, masak tiap potongan daging ayam hingga matang dan kecokelatan kedua sisinya. Angkat.
• Saus: Panaskan margarin, tumis bawang putih dan bawang Bombay hingga layu.
• Masukkan tepung terigu, aduk hingga rata.
• Tuangi kaldu, aduk-aduk hingga licin. Tambahkan bumbu lainnya, aduk hingga mendidih dan kental. Angkat.
• Taruh ayam di piring saji. Tuangi sausnya.
• Sajikan hangat bersama Pelengkapnya.

Untuk 2 orang

by Nana

Buka Puasa Bersama

HP-ku tiba2 bergetar...ternyata ada satu sms masuk, aku buka ternyata sms dari Adi yang isinya obrolan Adi & Inot yang intinya gimana kalau ngadain buka puasa bersama....hanya saja pada bagian bawah sms tertulis...Na tanggung jawab!

Grrrrr napa harus aku yang tanggung jawab?????? bukannya mereka yang punya usul...kebiasaan!!!
Intinya tugasku sama seperti waktu2 yang lalu, ngajak teman2 lain untuk buka puasa bersama, bikin jadwal kapan acara akan diadakan, mengkonfirmasi siapa aja yang bisa datang, menampung usulan waktu dan tempat acara akan diadakan dan lain2.....hhaaaaahhhhh.......tugas rutinku (sepertinya ada potensi jadi EO nih...)

Kirim2 email dan sms ajakan buka puasa bersama ke teman2 Manajemen 96....dan ajakan pun bersambut. Ada beberapa yang merespon tapi ada juga yang no respon. Akhirnya disepakati buka puasa bersama diadakan di FX Sudirman (sebelah pintu 1 Senayan) pada hari Minggu tanggal 7 September 2008.

Jrenggggg....datanglah hari Minggu dan aku pun siap2 pergi ke FX. Ternyata Ingga & Dewi sedang ngeliat pameran furniture di JCC Senayan, akhirnya aku dijemput mereka berdua ke kost-ku di Benhil. Sementara Inot yang udah sejak dua hari sebelumnya sms mulu untuk nanyain acara buka puasa bersama jadi dilaksanain nggak....sms lagi sore itu nanya lagi nanya lagi hehehe.....dan ternyata dia datang paling awal di acara buka puasa bersama dan ngakunya udah banyak yang nawar dia (keliatan lagi obral besar ya Not??? hehehe...)

Sesampai di FX ternyata Bintari udah nyampe sana juga. Akhirnya satu persatu teman-teman yang lain datang. Ingga & Dewi membawa juniornya Bhagas yang selalu nanya terus gak abis2nya hehe....Fathia datang dengan juniornya Norelle yang cantik....Reni yang sedang hamil anak ke-3 datang dengan Zakki suaminya...Elwin & Bobby datang sendiri2....Ami datang sendirian juga dan akhirnya Adi datang paling akhir...

Sementara Erwin sms kalau gak bisa datang karena setelah survey di Malang tiba2 dia kangen pulang ke Jogja (kayaknya ada gebetan baru di Jogja ya Win hehe...), Dayat gak bisa dateng karena harus ke bengkel, Madhi tiba2 harus ke Bogor, Hendra harus ngejagain anaknya. Sementara Tita, Ikhsan, Misbach, Astuti, Basuki dan yang lainnya gak ada kabarnya...

Masing2 pun pesan makanan...obrolan mengalir....ada celaan, ada gosip hehehehe..... obrolan terus berlanjut disela-sela acara buka puasa....sampai akhirnya harus berakhir karena malam semakin larut.....

by Nana

Tempat Curhat Anak Manajemen UGM 1996

Setelah bingung beberapa saat karena ada teman-teman yang menanyakan gimana cara kontak dengan teman-teman lain Manajemen UGM 1996 baik yang ada di Jakarta maupun di luar Jakarta....akhirnya terciptalah blog ini yang rencananya bisa diakses oleh seluruh teman-teman yang berminat mengisi blog ini.

Blog ini menampung semua curhatan, undangan pernikahan, undangan ulang tahun, undangan makan2, atau sekedar ajakan untuk ketemuan....yang mau ngisi puisi atau cerpen boleh juga asal gak mengandung unsur SARA...

So...silahkan yang mau nulis di blog ini atau sekedar ngintip blog ini :)